Empowerment in Choosing Halal and Safe Investment to Increase Financial Added Value to the Migrant Worker Community in Malaysia

Abstract

Migrant workers in Malaysia focus on preparing for future needs for wages and developing the value of the money they have. This is done with money earned from the country where they work by investing the money. However, quite a few make the mistake of choosing halal, safe investments, causing a decrease in value. This paper is intended to provide assistance in choosing halal and safe investments to generate added financial value. The method used in this paper is Asset Based Community Development. The results of this paper include 1) Discovery (study) of halal investments, safe and providing added financial value. 2) Dream of the future of meeting primary, secondary and tertiary needs. 3) Design (procedure) carries out planning, implementation, evaluation of the investment to be made. 4) Define (goal strengthening) making investments that are halal, safe and provide added financial value. 5) Destiny (self determination) makes oneself capable, reduces dependence on other people. The practical implication of this research is that the migrant worker community continuously evaluates the investments they have made so that they can make policies to choose investments that are halal, safe and provide added financial value.